Smashing your phone sucks. But insurance may not always be the answer.
There’s nothing enjoyable about getting a broken phone replaced. Whether it’s from a fall to the ground or a dip in the ocean, non-working phones potentially mean days without a device, an expensive trip to the repair store, and plenty of impatient waiting with no Instagram. 😪
That’s why, for some, the prospect of buying insurance with a phone plan is quite attractive. Not only does such a plan cover accidental damage, but in some cases, it protects against stolen or lost devices.
With the Galaxy S8 and S8+, the most expensive phones Samsung has ever made and potentially the least repairable, we began to wonder if insurance rates were taken out more often for the company’s newest devices than its older ones or other phones in general.
Phone insurance is tricky, too, because the carriers offer their own “value-added” versions, usually tacked on to the end of a monthly plan. Every carrier offers its own insurance solution now that T-Mobile is in the game, while companies like SquareTrade offer industry-wide protection for all devices.
Finally, there’s Samsung Premium Care itself, which at $11.99 per month is expensive, but it extends the Galaxy S8’s warranty by a year and offers in-person support and quick replacements.
07-16-2017 03:58 PM
So I am looking at using my S8+ without any case, all natural, glass in all its glory. What is the best mobile phone insurance company to use? Is it best to use my carrier or to use squaretrade? Thanks for advice!
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